Singapore Property Stamp Duty Calculator 2026: BSD, ABSD & SSD Guide
Purchasing property in Singapore involves several types of stamp duties that can significantly impact your total buying cost. Whether you are a first-time buyer or an experienced investor, understanding BSD, ABSD, and SSD is essential for budgeting accurately. A reliable Singapore stamp duty calculator 2026 helps you anticipate these expenses well in advance.
Buyer’s Stamp Duty (BSD) Rates in 2026
BSD applies to all property purchases in Singapore on a tiered rate structure based on the higher of purchase price or market value:
| Property Value Tier | BSD Rate |
|---|---|
| First S$180,000 | 1% |
| Next S$180,000 (up to S$360,000) | 2% |
| Next S$640,000 (up to S$1,000,000) | 3% |
| Next S$500,000 (up to S$1,500,000) | 4% |
| Remaining above S$1,500,000 | 4% |
Additional Buyer’s Stamp Duty (ABSD) Rates by Buyer Profile
ABSD applies to residential properties. Rates vary by citizenship status and number of properties owned:
| Buyer Profile | ABSD Rate |
|---|---|
| Singapore Citizen (1st Property) | 0% |
| Singapore Citizen (2nd Property) | 20% |
| Singapore Citizen (3rd+ Property) | 30% |
| Permanent Resident (1st Property) | 5% |
| PR (2nd+ Property) | 30% |
| Foreigner | 60% |
| Entity (company/trust) | 65% |
Seller’s Stamp Duty (SSD)
SSD applies if you sell a residential property within 3 years of purchase. Rates decrease with holding period:
| Holding Period | SSD Rate |
|---|---|
| Sold within 1 year | 12% |
| Sold within 2 years | 8% |
| Sold within 3 years | 4% |
| Sold after 3 years | 0% |
Worked Examples
Example 1: Singapore Citizen Buying S$1.5M Condo (2nd Property)
BSD: S$1,800 + S$3,600 + S$19,200 + S$20,000 = S$44,600
ABSD (20%): S$300,000
Total Stamp Duty: S$344,600
Example 2: PR Buying S$2M Condo (1st Property)
BSD: S$1,800 + S$3,600 + S$19,200 + S$20,000 + S$20,000 = S$64,600
ABSD (5%): S$100,000
Total Stamp Duty: S$164,600
Example 3: Foreigner Buying S$3M Condo
BSD: S$1,800 + S$3,600 + S$19,200 + S$20,000 + S$60,000 = S$104,600
ABSD (60%): S$1,800,000
Total Stamp Duty: S$1,904,600
Frequently Asked Questions
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Disclaimer: Alvin Tan | CEA Reg. No. R072324C | ERA Realty Network Pte Ltd (L3002382K)
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